Welcome to Your Financial Future as a New Parent
Congratulations on your growing family! As you prepare for the exciting journey of parenthood, it’s important to ensure you’re financially ready for your new bundle of joy. The Financial Checklist for New Parents is here to guide you through the essential steps of financial planning, so you can welcome your little one with confidence. Whether you’re just starting to organize your finances or refining your existing plan, this checklist will help you make informed decisions, giving you the peace of mind you deserve.
What’s Inside the Financial Checklist for New Parents?
- Review Your Budget: Adjust your budget to accommodate baby-related expenses such as diapers, baby clothes, and medical bills.
- Update Your Insurance: Make sure your baby is added to your health insurance and review life insurance policies to cover new family responsibilities.
- Start an Emergency Fund: Aim for three to six months’ worth of living expenses to cover unexpected costs.
- Create or Update Your Will: Ensure your will includes provisions for your baby’s future, including guardianship and a trust for their education.
- Plan for Future Education Costs: Research 529 plans and custodial accounts for your child’s future education fund.
- Automate Savings: Set up automatic transfers to ensure consistent savings for your future needs.
- Review Your Debt: Make a plan for debt repayment to avoid new financial burdens.
- Prepare for Parental Leave: Plan your finances to cover any income gaps during your time off.
- Set Up a Baby Savings Fund: Start saving for future baby-related expenses like childcare and special events.
- Evaluate Your Tax Situation: Investigate tax breaks for new parents, such as the Child Tax Credit.
- Review Your Retirement Plan: Adjust your retirement savings to account for your growing family’s needs.
Why This Checklist is Perfect for You
The Financial Checklist for New Parents is designed for expecting or new parents who want to start their financial journey on the right foot. It’s an easy-to-follow, comprehensive guide to managing your finances in the early stages of parenthood. This guide is different from others because it offers clear, actionable steps that cover every aspect of your financial life, from budgeting to retirement planning. You won’t be left wondering what to do next – each section is tailored to the unique financial challenges that come with a growing family.
Get Started Today!
Don’t wait until the last minute to get your finances in order. The Financial Checklist for New Parents is the perfect digital resource to help you make smart financial decisions for your new family. Download it today and begin your journey to financial peace of mind!
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
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We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of Obsessian (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
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